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Experience and insurance


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#1 Arthur Brown

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Posted 12 January 2009 - 07:10 PM

Following a chat last week with a qualified DGSA and today with an Insurer (one of the few (two?))

If you are PAYE Employed to assist or fire a show then the employer's insurance covers your activity (both for employer's liability and public liability).

If you are Engaged as a self employed person to assist or fire fireworks then you are a responsible entity and unless you have a hard copy document adding you to an existing insurance then you are liable for your own work - Meaning that you need your own fireworks insurance.

If several self employed people are working together then they might well ALL need full fireworks insurance.
http://www.movember.com/uk/home/

Keep mannequins and watermelons away from fireworks..they always get hurt..

#2 Mixologist

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Posted 11 March 2009 - 09:02 PM

How does this affect you if you work for a company for free?

All the best

#3 Arthur Brown

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Posted 12 March 2009 - 07:28 AM

If you go out to assist unpaid WITH a crew from the company their insurance should cover your activity. If you go out as an umpaid firer for and on behalf of the company but without a company employee present, then you may likely not be insured for employee or public liability.
http://www.movember.com/uk/home/

Keep mannequins and watermelons away from fireworks..they always get hurt..

#4 Spyrotechnics

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Posted 13 March 2009 - 12:16 PM

hmm, so basically if you are "freelance" and not on the official payroll with each company you work for/with then you need your own insurance to work on that display and be covered properly - interesting, may need to do some confirming of my own to ensure everyone who works with us is properly covered :)




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