[FaithlessRock]

Hi again!

Can anyone shed any light on the issue of van insurance for carrying fireworks?

To carry <50kg NEQ can be done by pretty much anyone since it does not fall in the realsm of ADR, etc. However, every van insurance policy I look at specifies that the policy will be void if there are any "hazardous goods" carried.

Can anyone advise of how they go about obtaining van insurance for transporting fireworks to displays?

Many thanks once again

[Arthur Brown]

Talk first to your fireworks insurer!
At Insurance Experts, Roy Musk does fireworks and his wife Angela does the motor insurance to carry fireworks. Other companies may be similarly competent.

[FaithlessRock]

Arthur Brown, on 16 May 2010 - 05:30 PM, said:

Talk first to your fireworks insurer!
At Insurance Experts, Roy Musk does fireworks and his wife Angela does the motor insurance to carry fireworks. Other companies may be similarly competent.

Thanks Arthur.

I've spoken to my insurer but the cost has come back as quite significant!

I've been reading around quite a lot and found that many people have had luck with other van insurance companies, with them being able to provide them with a policy which includes the occasional carriage of fireworks for their business activity.

Can anyone share any companies that are willing o do this... I'm starting to hit-head-against-brick-wall!

Many thanks

[NickC]

I was looking at this and couldn't get a £4000 van insured for anything of a reasonable price with many in the £2k mark. I could get it for about £800 at the cheapest if I was only carrying fieworks, but as soon as you declare you are visiting storage sites, which one has to assume you may well be the price goes up. I didn't continue to look.

[phildunford]

NickC, on 23 May 2010 - 08:21 PM, said:

I was looking at this and couldn't get a £4000 van insured for anything of a reasonable price with many in the £2k mark. I could get it for about £800 at the cheapest if I was only carrying fieworks, but as soon as you declare you are visiting storage sites, which one has to assume you may well be the price goes up. I didn't continue to look.

Seems like as usual, people are taking advantage.

Insurance is surely based on the likelyhood of a claim being made, and how often has carrying fireworks actually caused a claim I wonder?

[crystal palace fireworks]

phildunford, on 24 May 2010 - 08:07 AM, said:

Seems like as usual, people are taking advantage.

Insurance is surely based on the likelyhood of a claim being made, and how often has carrying fireworks actually caused a claim I wonder?

I had this of sort problem when I trying to find reasonable insurance premiums when I was a black cab driver (without any convictions or accidents),.... as soon you run a business (carrying paying passengers) they want to charge on average 4 times the cost of normal car insurance, and yet we were quite highly trained in terms of knowlege and vehicle handling.

Try `Tradex` www.tradexinsurance.co.uk

This post has been edited by crystal palace fireworks: 24 May 2010 - 01:42 PM

[Firework Crazy]

Our vans are insured with Direct Line and our policy specifically states that we are a firework company and that we transport fireworks for business, they spoke to the underwriters and they we're fine with it. Costs us about £450 a year.

[crystal palace fireworks]

Firework Crazy, on 30 May 2010 - 01:27 AM, said:

Our vans are insured with Direct Line and our policy specifically states that we are a firework company and that we transport fireworks for business, they spoke to the underwriters and they we're fine with it. Costs us about £450 a year.

That seems a fair quote,......are you limited on classification (1.1 or 1.3 etc) and the amount of fireworks you can transport? and is that £450 per vehicle?

[dumper truck]

Did anybody find out what class of fireworks this insurance company allows?

[dumper truck]

Also if you wish to carry cat4 material to and from the display site in your van do you have to do a special driving course? done a search but not found anything relevant.

Cheers Jay

[Arthur Brown]

Carrying fireworks in the course of trade or business starts to involve the Carriage of Dangerous Goods Act (CDG ) which is the UK enactment of the UN ADR regs.

You will only get to know the detail of the regs by doing an ADR driving course and/or paying for the professional services of a DGSA (dangerous goods safety advisor). The regs refer to the UN classification category 1.1 - 1.4 and use the letters - which determine which can travel together.

[Firework Crazy]

Our van insurance with Direct Line was £397 last year, this year they want £497! 25% increase!

[dumper truck]

Firework Crazy, on 13 September 2010 - 10:25 AM, said:

Our van insurance with Direct Line was £397 last year, this year they want £497! 25% increase!

Is this to carry cat 4?

[pyrotrev]

dumper truck, on 13 September 2010 - 11:47 AM, said:

Is this to carry cat 4?

Don't think it will make any difference: once you get that little orange diamond on ANYTHING it's hazardous and all are treated much alike by insurance companies. There are of course separate legal requirements about how much of different hazard categories you can carry in a vehicle of a certain type.